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Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. My policy. What does my current insurance policy cover and not cover? How long will it take to get my policy after I buy? Agent or online? What do the policy limits mean? Does this insurance coverage follow me anywhere in the U.S.? What about internationally? How does the renewal process work? How do I update the number of employees on my policy? An employee gets hurt one the job. You or your employees have a business-related auto accident. NEXT is 100% dedicated to small business and insures more than 1,300 types of small businesses and self-employed workers. We make it easy for you to get the right coverage at the right price and purchase your policy online in less than 10 minutes. 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